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The Facts about USDA Loans...

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Our USDA Loan Rates Are Low & Our Process is Quick & Simple.

The United States Department of Agriculture (USDA) gives out a variety of loans to help low- or moderate-income people buy, repair or renovate a home in a rural area. Some of the popular types of loans are: the single family direct homeownership loan, the single family guaranteed homeownership loan, the rural repair and rehabilitation loan or grant and the mutual self-help loan. This guide will help you figure out what these loans are and whether you qualify.

Though the terms and details of these loans differ, all offer very low effective interest rates (some are as low as 1 percent) and don’t require a cash down payment. To qualify, you need to have a decent credit history.

We’re here to make the USDA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE USDA Loan Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you – whether you’re a first-time home buyer or a seasoned investor.

The USDA Loan Process

Here’s how our home loan process works:

  • Complete our simple USDA Loan Qualifier
  • Receive options from us based on your unique criteria and scenario
  • Compare mortgage interest rates and terms from our 100 Plus Lender/Investors
  • Let our experts help you choose the option that best fits your needs

Why a USDA Loan?

There are many benefits, including: no down payment required; borrowers who qualify for a USDA Rural Development home loan have the flexibility to pay nothing out of pocket for a down payment. Additionally, the USDA Loan allows borrowers to use a gift or grant to go toward their mortgage.

Loan Types
  • Fixed Rate Mortgages (FRM)
  • Adjustable Rates (ARM)
  • Conforming Loans
  • Non Conforming Loan (Non QM)
  • Jumbo Loans to $7,000,000
  • FHA, VA, & USDA Loans
  • Terms from 5 to 40 Years
  • Good Credit = Great Rates
  • Less-Than-Perfect Credit Approved

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Get Your FREE USDA Loan Quote Now!