LOW Down Payment Mortgages Made Available!

Get a FREE quote on a low down payment loan and move in for practically nothing.

I Want My LOW Down Payment Loan!

The Facts about Low Down Payment Loans...


Our Low Down Payment Loans Are Easy & Our Process is Quick & Simple.

With credit scores down to 580 and debt to income ratios up to 50%, a low down payment mortgage from Peak Home Loans might be the difference between forever renting and throwing money away or owning and building equity as well as the satisfaction of owning a piece of the American dream.

We have several no down-payment loans available. Here’s how they work… A typical FHA loan requires a minimum of 3.5% down payment. Most borrowers know this. However, what if you received home buyers assistance to cover the 3.5 percent? What if you received not only the 3.5%, but a total of 5% assistance to help cover some closing costs? You could receive 101.5% towards your new home! And the best part is we offer in-house buyers assistance from a nationwide tax-exempt charity, there’s no need to search for assistance in your home town, county or state! We have the whole package lined up for you. What’s the catch? There is none as long as you have good income and fair or better credit.

We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE Low Down Payment Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you – whether you’re a first-time home buyer or a seasoned investor.

The Low Down Payment Loan Process

Here’s how our low down payment home loan process works:

  • Complete our simple Low Down Payment Mortgage Qualifier
  • Receive options based on your unique criteria and scenario.
  • Compare mortgage interest rates and terms.
  • Choose the offer that best fits your needs.
  • This is a no-risk, no obligation, limited time offer.

Do I Qualify?

As a rule of thumb, the better your credit, the better your chances are of getting a low down payment loan. Some programs go down to 580 credit, some down to 620 and some go down to 680 credit. Another important factor is monthly income and monthly debt. If this ratio is below 50%, there’s a good chance for approval.

Loan Types
  • Fixed Rate Mortgages (FRM)
  • Adjustable Rates (ARM)
  • Conforming Loans
  • Non Conforming Loan (Non QM)
  • Jumbo Loans to $7,000,000
  • FHA, VA, & USDA Loans
  • Terms from 5 to 40 Years
  • Good Credit = Great Rates
  • Less-Than-Perfect Credit Approved

Get Your LOW Down Payment Loan Quote Now!

I Want My FREE Low Down Payment Rate Quote!