Our Low Down Payment Loans Are Easy & Our Process is Quick & Simple.
With credit scores down to 580 and debt to income ratios up to 50%, a low down payment mortgage from Peak Home Loans might be the difference between forever renting and throwing money away or owning and building equity as well as the satisfaction of owning a piece of the American dream.
We have several no down-payment loans available. Here’s how they work… A typical FHA loan requires a minimum of 3.5% down payment. Most borrowers know this. However, what if you received home buyers assistance to cover the 3.5 percent? What if you received not only the 3.5%, but a total of 5% assistance to help cover some closing costs? You could receive 101.5% towards your new home! And the best part is we offer in-house buyers assistance from a nationwide tax-exempt charity, there’s no need to search for assistance in your home town, county or state! We have the whole package lined up for you. What’s the catch? There is none as long as you have good income and fair or better credit.
We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE Low Down Payment Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you – whether you’re a first-time home buyer or a seasoned investor.
The Low Down Payment Loan Process
Here’s how our low down payment home loan process works:
- Complete our simple Low Down Payment Mortgage Qualifier
- Receive options based on your unique criteria and scenario.
- Compare mortgage interest rates and terms.
- Choose the offer that best fits your needs.
- This is a no-risk, no obligation, limited time offer.