Sometimes We Can Be The Only Lender That Can Get You Approved.
If your Credit Score is below 640, many banks and brokers won’t even try to help you. But, that’s not the case at Peak Home Loans (PHL). In fact, we go out of our way to those that are “credit challenged.” They’re is a 95+ percent chance we can get you approved with a Credit Score down to 580. And the down payment required is only 3.5%. Below 580 is more difficult, but with a down payment of 10% there is still a good chance you will be approved.
Since 2004, through the housing bubble, we’ve mastered the approval process for borrowers without perfect credit. We can do the same for you. We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE Poor Credit Home Loan Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you – whether you’re a first-time home buyer or a seasoned investor.
The Mortgage Process
Here’s how our home loan process works:
- Complete our simple Less-Than-Perfect Credit Loan Qualifier.
- Receive options from us based on your unique criteria and scenario.
- Compare mortgage interest rates and terms from our 100 Plus Lender/Investors.
- Let our experts help you choose the option that best fits your needs.