This is a brand new and exciting offer for those
seeking a new home mortgage with bad credit, or to
refinance their existing home with poor credit.
Peak Home Loans is now driven by the most powerful, proficient, and
professional home loan network in the United States. In fact, we
are the 2013 winner of the prestigious J. D. Powers™ "Highest overall satisfaction for
borrowers among national home loan comparison companies."
In addition, we are rated A+, "Highest", by the
Better Business Bureau™. Our lending network will provide a fast
and fair, hassle-free mortgage for those with fair, poor, or bad
credit. They are now offering great low rates, competitive
closing costs, little or no fees, and very attractive terms.
$100,000.00 home mortgage is only $415.00 per month with similar
savings for other amounts. Rates start at only 2.87%
(3.00 APR) for purchasing or refinancing your home. Owe more
than your home is worth? No problem, use HARP refinancing.
Current rate more than 3.50 percent? Then refinance now.
Have less-than-perfect credit? You're in the right place.
We promise our home loan experts will make your next mortgage "easy".
Loans are processed nationwide through our network of licensed brokers
and lenders. So for proper routing, kindly use any
apply now link to fill out
the Short Form so you can be routed to
the proper mortgage professional in
After doing so,
you may run "What If" loan scenarios to find the best loan for your
needs - it's fast, fun, and free, and you are not obligated to
Bad Credit? Imperfect Credit? Poor Credit? No Credit?
Did you know most people's credit is much better than they think, at
least fair credit, keep this in mind while filling out our online
form? We offer a simple, no-nonsense way for you
to quickly and easily get the mortgage refinance or home loan you need
with fair credit, poor credit, or bad credit. We specialize in helping
those without perfect credit. Do you have a bankruptcy or a foreclosure
on your record? Our mortgage specialists will do whatever it takes
to get you the best interest rate, the lowest monthly payment, and the
most cash if cash if you need cash now. We work around bad credit,
poor credit, foreclosures and bankruptcies. If you need to refinance,
refinance after a bankruptcy, refinance with a foreclosure, get a mortgage,
or to re-mortgage, Peak Home Loans will help. We get done what others
cannot. "And we beat bank rates... every time..."
When contacted by us, kindly ask our loan
professional which loan type makes more sense to you. They will be
more than happy to assist you in finding the best loan for your particular
circumstance. Remember, all loans do not fit all people; if you need a mortgage loan
with bad credit, we'll find the right one for you.
How To Find A Bad Credit Mortgage Or Refinance With Bad Credit
Finding a bad credit home loan or a bad credit refinance may not be as hard as it seems.
You may be able to find
bad credit refinancing, says UsaToday.com. However, you may need to improve your credit
score first by paying down your loan amounts, start paying your bills
on time, and disputing obvious errors on your report.
The first thing to do is fix mistakes on your credit
report by checking it and making sure it is accurate. It is important
to note that erroneous items on your report can stay there for ten years.
You must dispute these errors and have them removed immediately.
Write to the credit bureaus and they will attempt to delete them from
your report by contacting the individual creditors. If the creditor
does not respond within thirty days, the item is deleted from your report.
In the meantime:
To Do's - Not To Do's | Bad Credit Refinance Advice
- Do not try to close accounts to remove them from
- Do not open a lot of accounts over a short amount
- Do not shop for rates for an extended period of
- Do not max-out your current credit cards.
- Do not apply for new credit cards.
- Do pay at least the minimum balance on time,
- Do reduce your balances on outstanding credit
There are several online resources you can use to get your credit score and accompanying report. Click to get your
FREE TransUnion Credit Score and Monitoring. You get your credit score for free, monthly monitoring, and the
ability to dispute any item on your report that is wrong.
Another option would to use our
FREE Debt Relief Service, eliminate your current debt, and start over with a fresh new good credit score. If you need cash today, why not check out our
FREE $500 Credit Cards
- all credit is accepted and no one is denied.
These are excellent ways to get immediate cash, and improve your
credit score and get lower interest rates within 30 days. This is also a great place to begin to forge
your way ahead in your pursuit
bad credit refinancing, according to Zillow.com.
Note: Your FICO score consists of five main
- Payment history.
- Amount owed on your credit in relationship with the credit limit.
- Length of credit history in years.
- How much new credit you are applying for.
- Type of the credit you are using.
If you continue to suffer from bad credit, the
program may be your best option. With as little as 2.0% down, with these
federally insured loans since 1934, Americans have been buying their first
homes and refinancing there current homes.
A $100,000 bad credit home mortgage refinance is only
$415.00 a month @ 2.87% financing.
- Peak Home Loans, trusted since 1998 with hundreds of thousands of satisfied customers.