This is a brand new and exciting offer for those seeking a new home mortgage, or to refinance their existing home. Peak Home Loans is now driven by the most powerful, efficient, and professional home lending network in the United States. In fact, we are the 2013 winner of J. D. Powers™ "Highest overall satisfaction for borrowers among national home loan comparison companies." We are rated A+, "Highest", by the Better Business Bureau™. Our network of lenders will provide a fair and fast, hassle-free mortgage with easy approval for those with all credit. We guarantee great low rates, competitive closing costs, little or no fees, and very attractive terms. Get the best deal you can, whether through us or somewhere else, but at least compare our offer. We work around bad credit, poor credit, and no credit. We get done what others cannot. And 'we beat other guy's rate... every time.' Get Instant Online Quotes - Save Time & Money - You Have Nothing To Lose - This Is A Free, No-Obligation Service. We promise to make you next mortgage "easy".
Bad Credit? Imperfect Credit? Poor Credit? No Credit?
We specialize in helping those with imperfect credit. Do you have a bankruptcy or a foreclosure on your record? Our mortgage specialists will do whatever it takes to get you the best interest rate, the lowest monthly payment, and the most cash if cash if you need cash now. If you need to refinance, refinance after a bankruptcy, refinance with a foreclosure, get a mortgage, or to re-mortgage, Peak Home Loans will help.
How To Find A Bad Credit Mortgage Or Refinance With Bad Credit
Finding a bad credit home loan or a bad credit refinance may not be as hard as it seems. You may be able to find bad credit refinancing, says UsaToday.com. However, you may need to improve your credit score first by paying down your loan amounts, start paying your bills on time, and disputing obvious errors on your report. The first thing to do is fix mistakes on your credit report by checking it and making sure it's accurate. It is important to note that erroneous items on your report can stay there for ten years. You must dispute these errors and have them removed immediately. Write to the credit bureaus and they will attempt to delete them from your report by contacting the individual creditors. If the creditor does not respond within thirty days, the item is deleted from your report. In the meantime:
To Do's - Not To Do's | Bad Credit Refinance Advice
- Do not try to close accounts to remove them from your file.
- Do not open a lot of accounts over a short amount of time.
- Do not shop for rates for an extended period of time.
- Do not max-out your current credit cards.
- Do not apply for new credit cards.
- Do pay at least the minimum balance on time, every time.
- Do reduce your balances on outstanding credit cards.
There are several online resources you can use to get your credit score and accompanying report. Click to get your FREE TransUnion Credit Score and Monitoring. You get your credit score for free, monthly monitoring, and the ability to dispute any item on your report that is wrong. Another option would to use our FREE Credit Repair Service, eliminate your current debt, and start over with a fresh new good credit score. These are excellent ways to get immediate cash, and improve your credit score and get lower interest rates within 30 days. This is also a great place to begin to forge your way ahead in your pursuit of bad credit refinancing, according to Zillow.com.
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- Peak Home Loans, trusted since 1998 with hundreds of thousands of satisfied customers.